Who Else Wants To Know The Thriller Behind $255 Payday Loans Online Sa…
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Advertiser disclosure You're our first priority. Every time. NerdWallet, Inc. is an independent publisher and compare service, not an investment advisor. Its articles, interactive tools as well as other content are available to you at no cost, to assist you in self-help, and for solely informational use. They are not intended to offer investment advice. NerdWallet does not and cannot assure the accuracy or the validity of any information with respect to your specific circumstances. These examples are only hypothetical, and we suggest that you get guidance from qualified experts on specific investment issues. The estimates we provide are based on the past market performance. Past performance is not a guarantee of future results. We believe everyone should be able to make sound financial decisions confidently. Although our site does not feature every business or financial product that is available in the marketplace We're pleased that the guidance we offer as well as the advice we provide and the tools we develop are impartial, independent, straightforward -- and completely free. How do we earn money? Our partners pay us. This can influence the products we write about (and the places they are featured on the site) however it does not affect our advice or suggestions that are based on hundreds of hours of research. Our partners do not promise us favorable reviews of their products or services. . Social Security Benefits Will Jump a Historic 8.7 percent by 2023 Cara Smith Lead Writer | Investing, auto loans and cryptocurrency Cara Smith is a lead writer at NerdWallet which is where she writes about investing, cryptocurrency and auto loans. She has reported on residential and commercial real estate and general business issues for Houston Business Journal, CoStar News and other publications. She studied journalism and psychology at the University of Houston, where she served as the editor-in-chief of the student newspaper. She is based in Chicago and is searching all day long in search of the authentic Tex-Mex across the Midwest. Oct 13, 2022 Edited by Laura McMullen Assistant Assigning Editor Financial, personal finance news Laura McMullen is the editor who assigns as well as edits the financial news stories. Her previous position was as a top writer at NerdWallet and was responsible for saving, making and budgeting money. She has also written for the "Millennial Financial" column of The Associated Press. Before joining NerdWallet in 2015, Laura was employed by U.S. News & World Report which was where she wrote and edited content related to health, careers and education as well as contributed to the company's ranking projects. Prior to joining U.S. News, Laura interned with Vice Media and studied journalism, history and Arabic at Ohio University. Laura currently lives in Washington, D.C. Email: . Twitter: @lauraemcmullen . The majority of items featured here come from our partners who pay us. This influences which products we feature and where and how the product is featured on the page. However, this does not affect our opinions. Our views are our own. Here is a listing of . The information on investing provided on this page is for educational purposes only. NerdWallet does not provide advisory or brokerage services neither does it suggest or counsel investors to purchase or sell particular stocks or other securities. More like this Between the rise of the rise in fuel prices and inflation It's not a secret that your dollars aren't going as far as it once did. Today, the Social Security Administration released a report that demonstrates how much consumers' purchasing power has decreased and the way it's happening in a record-setting manner. The SSA has announced that its cost-of-living adjustment, or COLA, is 8.7%. This is the highest cost-of-living rise in more than 40 years. For the majority of Social Security beneficiaries, this adjustment translates to an average of $140 or more per month , beginning in January, according to an SSA press release. " are going down and benefits are going up in 2023, which will provide seniors with more peace of mind and breathing room," Kilolo Kijakazi, acting director for the Social Security Administration, said in the press release. What are COLAs, and CPIs? They are used by the Social Security Administration uses annual COLAs to boost when necessary, the monthly payments of beneficiaries to align with the real-world costs of products and services. Additionally, the administration has used COLAs since the 1970s to make sure that Social Security and Supplemental Security income payments are in line with . To understand COLAs it is helpful to understand another acronym called CPI. The general Consumer Price Index is calculated monthly by the U.S. Bureau of Labor Statistics. It measures the average change in prices consumers pay for services and goods like fuel, food, and medical services. The Social Security Administration bases each cost-of-living adjustment based on a specific index that falls under the CPI umbrella -- that is, the Consumer Price Index for Urban Wage Earners and Clerical Workers. In simple terms the index reveals how prices could have increased and the COLA assists consumers in compensating for those higher prices. The BLS released the latest CPI report in the early hours of this morning ahead of the announcement by the SSA. The CPI report provides an 8.2% increase in the price of consumer goods during the 12 months that ended in September 2022. Previous COLA figures are compared to the current ones. The last COLA, that was announced in December 2021 was 5.9 percent. The COLA announced today is 8.7%. Since the SSA began issuing COLAs in 1975, the highest adjustments occurred in the year the year 1980 (14.3%)) as well as in the year 1981 (11.2%). Since then, the adjustments have remained in the single digits. Another of the most high COLAs was in 2008, in the Great Recession. That year's COLA was 5.8 percent. How can you cope with the increasing cost of living, whether you're an Social Security beneficiary or not the most recent COLA increase demonstrates how inflation affects spending power acutely. Although there isn't a quick solution to the problem of inflation however, there are actions you can take to keep as much money as possible in your pocket. As an example, you should prioritize high-interest rates, such as payday loans. Be aware of your spending, advises Travis Tracy, a certified financial planner, and the co-founder of Fortitude Financial Planning in Durham, North Carolina. "It all comes back to cash flow," Tracy says. "That's what I work on with my clients: sitting down and seeing how everything is going." Check your bank statements to find the past expenses, or install a budgeting app that will automates . If fuel is a major cost, you might want to use a gas app to find the cheapest fuel in your local area. Tracy also suggests combining the weekly chores onto one or two days to help reduce the cost of fuel. If you're trying to decide what bills to pay for, make sure you're paying as little as possible for the services you need. Get on the phone and call the businesses that are responsible for the bills you pay, and politely request that your bills be reduced or deferred. It is also possible to call 211 or stop by for assistance related to housing, food health care, or other essential services. Check out the latest news on money. NerdWallet reporters bring you the latest financial news, and then explain what it means to you. The author's bio: Cara Smith joined NerdWallet in 2021 after reporting on real estate and business for eight years in Houston in addition to Chicago over eight years. Similar to... Find the best broker by looking through NerdWallet's top picks for the top brokers. Dive even deeper in Social Security Get more smart money moves - direct to your inbox. Sign up and we'll send you Nerdy posts on the financial topics which matter to you the most as well as other methods to help you get more from your money. For more on $255 payday loans online same day direct lender (loanddsg.site) check out our own web-page. |
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