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작성자 Arianne 작성일23-02-13 08:48 조회16회 댓글0건

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Can You Be Arrested for Indebtedness?

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Can You Be Arrested for Indebtedness?
It is not common to be charged with debts, you can only be being sued. However, in certain states you can be arrested for not observing a court-ordered judgment.
Written by Sean Pyles Senior Writer | Personal financial and credit, and personal finance Sean Pyles leads podcasting at NerdWallet as the host and producer of NerdWallet's "Smart Money" podcast. On "Smart Money," Sean talks with Nerds across the NerdWallet Content team to answer the questions of listeners about their personal finances. With a particular focus on sensible and practical advice on money, Sean provides real-world guidance to help people improve the financial situation of their lives. Beyond answering listeners' money concerns on "Smart Money," Sean also interviews guests who are not part of NerdWallet and creates special segments on topics such as the racial gap in wealth as well as how to get started investing and the history of college loans.
Before Sean was the host of podcasts at NerdWallet He also covered issues that dealt with consumer debt. His writing has been featured throughout the media including USA Today, The New York Times and other publications. When when he's not writing about personal finances, Sean can be found digging around the garden, taking runs and walking his dog for long walks. Sean is located within Ocean Shores, Washington.





Aug 5, 2021


Editor: Kathy Hinson Lead Assigning Editor Personal financial, credit scoring, financial management and debt Kathy Hinson leads the core personal finance team at NerdWallet. Previously, she spent 18 years with The Oregonian in Portland in roles including copy desk chief and team director of design and editing. Her previous experience includes news and copy editing for various Southern California newspapers, including the Los Angeles Times. She graduated with a bachelor's in mass communications and journalism at Iowa's University of Iowa.







The majority or all of the products we feature come from our partners who compensate us. This impacts the types of products we write about and where and how the product appears on a page. However, it does not influence our evaluations. Our views are our own. Here is a list of and .



You aren't liable to arrest just because you owe money that you would think of as consumer debt: a debt on your credit card or loan or medical invoice. Legally, they can't threaten the person with arrest. However, they have other legal recourse like suing you to demand payment.
In some rare cases, this kind of debt could result in arrest for other charges like fraud, theft or defying a court's order.
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Threats of arrest by collectors is illegal
At one point, people could be jailed simply because they owed money, but debtors prisons have been illegal within the United States since the mid-1800s.
In addition, the legislation of 1977 bans debt collectors from threatening or misleading consumers, and that includes threats of arrest. In addition to the regulations on what collectors can say it also limits the manner and when they can reach you.
But debt collectors may also make use of the legal system.
Debt collectors cannot be arrested but they are able to demand payment from you and this is usually the most effective legal remedy. Hundreds of thousands of civil lawsuits involving debt are filed every year, sometimes with little documentation to confirm the amount due and who is liable.
Less than 10% of people who are in debt get an attorney representation when they're sued for a debt. A lot of people don't respond to lawsuits in any way and, in the end, they'll get the default judgment, which can cause a bank levy or either.
If you're sued, it's by default.
If you are served with an order from the court, don't ignore it. Often, simply going to court for the collection agency to show that it is suing the correct person with the correct amount will get the case dismissed or reduced to less.
Legal loopholes can lead an arrest
There are several instances in which aggressive creditors can make use of legal loopholes in order to request or threaten arrest for problems related to debt:
In around one-third in states, debtors can be detained if they fail to follow a court ruling that was a result of an action. In other words, a debtor lost the case before the court or did not show up, or was required to pay, but failed to. The arrest was for a defiance of the court, not for being in debt.
Some payday lenders seek to pursue or threaten arrest in the event that the consumer's check for payment bounces usually claiming fraud.
Rent-to-own furniture businesses sometimes enforce the consumer who fails to pay, but who refuse to return the furniture.

What you can do
If you're being pestered by an aggressive debt collector:
Be skeptical: Get the facts straight, including whether the debt is yours and the amount is correct, by .
Be firm Do not be enticed by an uninformed decision. Spend time figuring out the best method to proceed .
You have rights. Report harassing debt collectors to the .
>> MORE:



The author's bio: Sean Pyles is the director of production and host for NerdWallet's Smart Money podcast. His writing has been featured in The New York Times, USA Today and elsewhere.







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