5 Simple Ways The Pros Use To Promote $255 Payday Loans Online Same Da…
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Why Did I Receive Two Social Security Checks This Month? Advertiser disclosure You're our first priority. Everytime. We believe that everyone should be able make financial decisions with confidence. And while our site does not feature every business or financial product on the market We're pleased that the advice we provide, the information we provide as well as the tools we design are objective, independent easy to use and cost-free. So how do we make money? Our partners compensate us. This may influence which products we write about (and the places they are featured on the website) however it does not affect our advice or suggestions, which are grounded in many hours of study. Our partners are not able to be paid to ensure positive review of their services or products. . Why Did I Receive Two Social Security Checks This Month? Two checks could be due in the same month in the event that you're getting two different benefits, or there's an error in the calendar. Written by Connor Emmert Writer | Personal financial, investing retiring Connor Emmert is a writer and NerdWallet the authority on investing. Before joining NerdWallet in 2021, he spent several years as a registered financial advisor for Bank of America/Merrill Lynch as well as Fisher Investments. Connor earned the bachelor's with a major in English in the fall of 2016 at Colby College. When he isn't researching and writing about personal finance, he enjoys travelling (on points I hope), reading fiction and spending time outside with his labradoodle. January 12, 2023 Edited by Claire Tsosie Assigning Editor | Business software, credit cards Payments Claire Tsosie is an assigning editor for NerdWallet. Her areas of expertise include research and strategy. She's written writing on a variety of subjects, including applications for business, Medicare and home improvement. Previously, she was the credit card writer at NerdWallet for over five years. Her work was highlighted on Forbes, USA Today and The Associated Press. She's been a speaker on both CardCon (2017, 2018) as well as FinCon (2019). Email: . Many or all of the products featured here are from our partners who compensate us. This impacts the types of products we feature as well as the place and way the product is featured on a page. But, it doesn't affect our opinions. Our opinions are our own. Here's a list and . If you're receiving , it's possible to receive multiple checks within the same month. In most cases, this is because you're receiving two separate benefits or because a holiday or holiday fell on the date you would normally receive your benefit check. In certain instances, you might be receiving back payment. You're receiving two different payments. If you're getting benefits through Social Security, it's important to understand which benefits you qualify for, and the payment schedule for each type of benefit. There are two major types of Social Security benefits: Social Security Administration Old-Age, Survivor and Disability Insurance -- also referred to as OASDI or SSA offers benefits for retirees, disabled workers as well as family members of deceased workers. The OASDI program can be divided into three primary categories, which share the same taxes and payment schedules , and typically can't be collected concurrently: Social Security retirement benefits, which replace a portion of the pre-retirement earnings that are that are based on the life-time earnings. You're usually eligible to receive benefits if you're aged 62 or over who has paid Social Security taxes for 10 or more years. Social Security survivor's income, which are the benefits that are paid to an eligible spouse who is surviving and dependent parents or children who are less than 18 years old or are disabled. Social Security Disability Insurance, or SSDI, which are benefits that are paid to eligible adults as well as children who have qualifying disabilities with a low income. Additional Security Income , or SSI is a source of income to low-income individuals who are eligible for government income assistance. It is possible to get SSI along with disability benefits or retirement payments. The pay schedule for SSI differs from OASDI. It is possible to receive two checks each month, simply because you are eligible for and are registered for more than one benefit. If you collect each of Social Security benefits as well as SSI and SSI, you'll receive your SSI payment on the first day of the month and your Social Security payment on the third day, as per the Social Security Administration. Holidays or weekends can affect the timing of the payments. The Supplemental Security Income (SSI) program gives benefits to low-income individuals who qualify for government assistance who are over 65 handicapped or blind. SSI payments are made to people on the first day of every month. If the first day of the month happens to fall on a federal holiday or on a weekend, then the check will be issued before the first, on the first day that's not an official holiday or weekend. In some cases this could result in qualifying individuals receiving two SSI checks within the same month. For example the month of Jan. 1st in 2023 was a federal holiday, and occurred on a weekend, so qualifying individuals would receive their SSI benefit on Dec. 30th, the final business day of December 2022. This was not a federal holiday or weekend. OASDI benefits, on the other hand typically don't occur on the first or the last day of the month, even after adjustments for holidays. They are typically paid on the third, second or fourth Wednesday of each month, based on your day of birth. If the Wednesday scheduled for benefits payment is a federal holiday, the payment scheduled will default to the day preceding the Wednesday that's not a federal holiday. Because of this, it's unlikely that you'll get two checks in the same month with this program. But it's still possible to receive SSI, or if you're being paid back disability benefits (more on that in the future). Learn more about If you're receiving back payment If you ever have to seek disability benefits under the Social Security OASDI Program, it can take anywhere from three to five months -- or even longer to figure out if you're eligible. Even if you're approved the process typically takes an additional 30 days prior to you receive any kind of compensation. This is one of the main reasons it is a crucial part of an overall financial plan. Find out more If you're approved SSDI will issue an amount in lump sum of the benefits you did not receive when you applied. This payment is due from the date you became disabled. SSDI back payments are available to be received via direct deposit only, so you'll have to ensure that you have a bank account in order to be eligible for benefits. When the benefit for the month has begun you could get two benefit payments within one month one lump sum payment and your usual monthly benefit. About the author: Connor Emmert is a writer and NerdWallet's authority on investing. Prior to being a part of NerdWallet from 2021 onwards, he spent many years as a licensed financial advisor at Bank of America/Merrill Lynch and Fisher Investments. On a similar note... Get even deeper into Insurance Make smarter money decisions right to your inbox Sign up and we'll email you Nerdy content on money-related topics which matter to you the most along with other ways to help you make more from your money. 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