Type Of $255 Payday Loans Online Same Day
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Why did I receive two Social Security Checks This Month? Advertiser disclosure You're our first priority. Everytime. We believe that every person should be able make financial decisions without hesitation. And while our site does not include every company or financial product available on the market however, we're confident that the advice we provide as well as the advice we provide and the tools we develop are independent, objective easy to use and cost-free. How do we earn money? Our partners compensate us. This could influence the types of products we write about (and where those products appear on our website) However, it doesn't affect our suggestions or recommendations that are based on many hours of study. Our partners do not be paid to ensure positive reviews of their products or services. . Why Did I Receive Two Social Security Checks This Month? Two checks might land in the same month when you're receiving two distinct benefits or if there's a glitch in the calendar. Written by Connor Emmert Writer | Personal Finance, investing retirement Connor Emmert is a writer and a NerdWallet the authority on investing. Prior to becoming a member of NerdWallet from 2021 onwards, he worked for several years as a licensed financial advisor for Bank of America/Merrill Lynch as well as Fisher Investments. Connor obtained an undergraduate degree in English from Colby College. When he's not researching or writing about personal finance, he likes traveling (on points, hopefully) and reading novels, as well as having a good time with his beloved labradoodle. Jan 12, 2023 Edited by Claire Tsosie Assigning Editor | Credit cards, business software, payments Claire Tsosie is an assigning editor for NerdWallet. Her specialties include research and strategy. She has edited articles on a variety of subjects, including applications for business, Medicare and home improvement. Previously, she was a credit cards writer at NerdWallet for more than five years. Her work was featured by Forbes, USA Today and The Associated Press. She's spoken in both CardCon (2017, 2018) and FinCon (2019). Email: . Many or all of the products we feature are made by our partners who pay us. This impacts the types of products we write about and where and how the product is featured on the page. But, it doesn't affect our opinions. Our opinions are entirely our own. Here's a list and . If you're receiving , it's possible to receive two checks within the same month. In many cases, this is due to receiving two separate benefits or because a weekend or holiday falls on the date you would normally get your benefits check. In some cases there's a chance that you're receiving back payments. You're receiving two different payments. If you're benefiting from Social Security, it's important to understand which benefits you qualify for, and the schedule of payments for each type of benefit. There are two primary kinds of Social Security benefits: Social Security Administration Old-Age, the Survivor, and Disability Insurance -- also called OASDI or SSA -- provides benefits to disabled and retired workers and the family relatives of workers who have passed away. The OASDI program can be divided into three major categories, which share the same tax and payment schedules , and typically are not able to be collected at the same time: Social Security retirement benefits that replace a percentage of pre-retirement earnings that are based on the lifetime earnings. You're generally eligible to receive benefits if you're aged 62 or over who has been paying Social Security taxes for 10 or more years. Social Security survivor income is a benefit that are paid to a worker's surviving spouse and dependent parents or children who are less than 18 years old or are disabled. Social Security Disability Insurance, or SSDI, which are benefits paid to eligible adults and children who have qualifying disabilities and limited income. The Supplemental Security Income , also known as SSI is a source of income to low-income individuals who qualify for government income assistance. It's possible to receive SSI in addition to disability benefits or retirement payments. The schedule of payments for SSI differs from OASDI. You might receive two checks per month, simply because you are eligible for and are enrolled in multiple benefits. If you collect the two benefits, Social Security benefits and SSI and SSI, you'll receive your SSI payment on the first day of the month and your Social Security payments on the 3rd day, according to the Social Security Administration. Holidays or weekends can affect the calendar Supplemental Security Income program gives benefits to low-income individuals who are eligible for assistance from the government if they are older than 65 blind or disabled. SSI payments are sent out to people on the first calendar day of each month. If, however, the first day of the month happens to fall on a federal holiday or on weekends, then the check will be issued before the first, on the day that's not the weekend or a holiday. In certain cases it could result in qualifying individuals receiving two SSI checks in one month. For example January. 1st in 2023 was a federal holiday that was a weekend day and thus, eligible individuals would have received their SSI benefits on December. 30, the last business day in December 2022. This was not an official holiday or weekend. OASDI benefits, in contrast, normally don't fall on the first or last date of each month even with holiday adjustments. They're generally paid out on the third, second or fourth Wednesdays of the month, based on your birthday date. If the date for the benefits payment falls on any federal holiday, the payment scheduled defaults to the day prior to the Wednesday that isn't an official holiday of the federal government. Due to this arrangement it's highly unlikely that you'll get two checks in the same month with this program. It's nevertheless possible if you're also receiving SSI, or if you're being paid back disability benefits (more on that in the future). >> Dive deeper If you're receiving back payment If you ever have to seek disability benefits through Social Security's OASDI scheme, you can take between three and six months or even longer -- to find out whether you qualify. Even if you're accepted the process typically takes an additional sixty days to receive any kind of compensation. This is one of the reasons an is recommended as part of an overall financial plan. Find out more Once you're approved, SSDI will issue the lump sum amount of any benefits that you didn't receive when you applied. This payment is due from the date you became disabled. SSDI back payment are able to be paid via direct deposit only, so you'll have to ensure that you have a bank account to get benefits. After the monthly benefit has started it is possible to receive two benefit payments in the same month - one lump sum back payment in addition to your regular monthly benefit. Author bio Connor Emmert is a writer and NerdWallet authority on investing. Prior to joining NerdWallet from 2021 onwards, he had spent several years as a licensed financial advisor for Bank of America/Merrill and Fisher Investments. In a similar vein... Dive even deeper in Insurance Find more money-savvy strategies delivered straight to your inbox Sign up and we'll send you Nerdy posts about the money topics that are important to you along with other ways to help you get more out of your money. 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